Professional Financial Services, Inc.
Financial Planning is What We Do. And, We Aim To Do It Well.
A disciplined planning process is the appropriate way to create a comprehensive, flexible financial plan.
A transparent, objective planning process is based on two key aspects of financial planning: preservation and access to funds when needed. A plan should ensure liquidity, to allow its owner to access funds when needed. It must also take into account key stages of life. This can include preparing for events such as retirement, death, and in the event of disability and/or critical illness.
With these goals in mind, the first step in building a comprehensive plan is to assess total financial planning needs. This involves a consideration of important milestones such as retirement, insurance, major purchases and educational costs, as well as ongoing financial management strategies. Once these factors are identified, the client is prepared to choose the products and services that appropriately address his or her needs.
This goal-based financial planning approach is designed with the objective to help:
- Define customized short- and long-term goals that ensure only the appropriate financial products and services are chosen
- Identify roadblocks or gaps that might impact the financial planning strategy
- Continually monitor the plan to ensure it meets changing needs and circumstances
Contact us today to find out more about my financial planning process and learn how a sound financial plan can help you pursue your goals.
What is Financial Planning?
Financial planning is about more than preparing for retirement. It’s about working to address short- and long-term goals, and helping preserve the most important things in life.
A comprehensive plan is developed in collaboration with a financial planner, and includes a balance of products that is flexible enough to address changing needs across a client’s personal and professional life.
The first step to pursuing a comprehensive financial plan is creating a suitable strategy with the goal to:
- Prepare for an independent, comfortable retirement
- Manage current taxes
- Pro-actively manage and address debt
- Help prepare for a child’s college education
- Provide loved ones or heirs in the event of death, disability or critical illness
- Protect businesses and their employees